It’s a Leap Year!

It’s a Leap Year!

Every 4 years, 2016 being one, we are blessed with an extra day in the year.  I looked up what “leap year” really means, and found this…. A leap year (also known as an intercalary year or a bissextile year) is a year containing one additional day...
My New Year’s Resolution

My New Year’s Resolution

My wife has often accused me of being a procrastinator.    And, you know what, many times – okay, maybe all the time – she has been right. Often, in the past, I have put off making decisions, or put off tackling tasks, that are either unpleasant or appear...
Winding Down, Winding Up

Winding Down, Winding Up

This is the time of year when many of us are doing our best to close 2015 on a high note.  We make last-minute sales and get those final cases issued. This is also a good time to reflect on the year that was and to prepare for the year that will be.  After all, if we...
Awareness is for ALL of Us

Awareness is for ALL of Us

November is LTC Awareness month.  The focus of this month is that we in the LTC Industry conduct various programs to help CONSUMERS become aware of the need to plan for eventual LTC needs. Should we also consider turning the focus on ourselves? Given the evolution of...